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Cost of Living Index 2024: State-by-State Breakdown

Date
May 10, 2026
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Outline

Coupon Snake is announcing its 2024 cost of living index. This reveals the most expensive states in the United States as Hawaii, California and New York respectively, at a time when workforces are becoming more mobile and able to select the most cost-effective place to live, work and raise children. The top-three most cost-effective states are Nebraska, North Dakota and Pennsylvania, followed by Texas, Wyoming and New Mexico.

“As the post-covid shift towards remote work continues, it has become easier for workers to select where they want to live and work. This makes it possible for families to consider relocating to states where housing, healthcare and groceries are less expensive. Our 2024 Cost of Living Index provides Americans with the information they need to decide on the most affordable states to live in, and provides an incentive for lawyers to make their states more inviting,” says Mafe Aclado, general manager at CouponSnake.com.

Key Findings

Housing Costs

  • Highest Housing Costs: Hawaii, California, New York
  • Lowest Housing Costs: Mississippi, Arkansas, West Virginia

Groceries and Dining

  • Highest Food Costs: Hawaii, Alaska, California
  • Lowest Food Costs: Mississippi, Arkansas, Alabama

Healthcare

  • Highest Healthcare Costs: Alaska, California, Massachusetts
  • Lowest Healthcare Costs: Mississippi, Arkansas, Arkansas

Transportation

  • Highest Transportation Costs: California, Alaska, Hawaii
  • Lowest Transportation Costs: Mississippi, Arkansas, Alabama

Utilities

  • Highest Utility Costs: Hawaii, California, Alaska
  • Lowest Utility Costs: Mississippi, Arkansas, Mississippi
RankStateHousing ($)GroceriesHealthcareTransportationUtilities
50Hawaii8000001.301.151.251.20
49California7500001.251.201.301.10
48New York6800001.201.181.251.08
47Massachusetts5500001.151.201.181.10
46Alaska4000001.251.221.301.18
45Maryland3500001.121.101.151.10
44Connecticut3500001.151.181.101.12
43Oregon4000001.121.151.101.08
42New Jersey4000001.121.151.201.10
41Rhode Island3500001.121.151.101.08
40Washington4000001.121.151.101.08
39Vermont3200001.101.121.101.05
38New Hampshire3400001.101.151.101.05
37Nevada3200001.081.121.101.05
36Maine3000001.121.151.101.08
35Colorado4000001.101.121.121.05
34Arizona3000001.051.101.081.03
33Delaware3000001.081.101.101.06
32Virginia3000001.081.101.081.05
31Florida3100001.101.121.101.05
30Utah3500001.081.101.081.04
29Montana3200001.101.101.051.04
28Minnesota3000001.051.071.061.03
27South Carolina2500000.950.930.930.95
26Tennessee2400000.960.940.930.95
25South Dakota2300000.950.930.920.94
24North Carolina2500000.950.940.940.95
23Kentucky1800000.950.920.930.94
22Kansas1750000.940.920.920.95
21Iowa1850000.950.930.930.93
20Indiana1800000.950.920.920.94
19Illinois2700000.980.960.950.95
18Idaho2800000.950.920.940.95
17Georgia2500000.950.930.930.94
16Missouri1800000.940.930.920.94
15Michigan2000000.950.940.930.94
14Louisiana2000000.940.950.920.93
13Ohio1750000.940.920.930.92
12Oklahoma1700000.930.920.920.91
11Wisconsin2300000.950.940.930.92
10West Virginia1600000.920.900.890.90
9Mississippi1500000.900.880.890.90
8Arkansas1550000.910.890.890.91
7Alabama1700000.920.900.890.91
6New Mexico2200000.950.920.920.91
5Wyoming2200000.950.920.910.91
4Texas2500000.940.930.930.94
3Pennsylvania2700000.950.940.920.93
2North Dakota2300000.950.940.910.94
1Nebraska1850000.950.930.930.93

References:

U.S. Bureau of Labor Statistics (BLS) - BLS Regional Price Parities

Zillow Real Estate Market Reports - Zillow Research

Numbeo Cost of Living Database - Numbeo Cost of Living

Healthcare Cost and Utilization Project (HCUP) - HCUP

AAA Gas Prices - AAA Gas Prices

U.S. Energy Information Administration (EIA) - EIA

U.S. Census Bureau - Census Bureau

MIT Living Wage Calculator - Living Wage Calculator

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